The Beginner’s Guide to Organic Skin Care Products

Can you imagine a world filled with skin care products that cause ZERO negative side effects? Skin care products that are made with 100% all-natural ingredients that work in harmony with your body’s natural processes? The relief of choosing a skin care product that will most likely provide the results you are looking for?What I’m referring to here is the organic skin care product market. And if many regular skin care manufacturers follow the path that many organic skin care product manufacturers are currently, then the skin care product market will be absolutely revolutionized. However, it’s unlikely that this will happen anytime soon.The problem with the skin care market now is: There are too many companies producing low-cost, low-quality products and selling them at low prices in locations that are easily accessible to consumers. Do you think they’re going to stop selling these products? NO! But we naturally as humans look for the best deal we can get. So these extremely low quality, low priced products are being used by hundreds of thousands of people. And you know what the sad part is? We have no idea what ingredients are being used in them!This is why the organic skin care market is really taking off. Many people are now realizing that they are getting what they pay for- cheap products, with cheap ingredients, that produce cheap results (or lack thereof). Unfortunately, most of the people that are using organic skin care products now are using them because regular skin care products were reacting negatively to their skin and body.What ALL CONSUMERS NEED TO KNOW is they can easily avoid the negative results and side-effects of using a skin care product by using organic and all natural products. Sure they may be a little bit expensive now, but that’s only because they contain the best ingredients from the best sources that produce the best results.Breakthrough ingredients like Functional Keratin (a patented ingredient known as CynergyTK), extracted from the wool of New Zealand sheep, that can be converted to natural keratin, which you already have in your body, and made readily available to the skin. It also stimulates the production of collagen and elastin in your skin, which allows your skin to stay firm and elastic. Many skin care products now claim to have collagen and elastin in their products. However, collagen and elastin molecules are way to large to be absorbed through you pores, leaving the molecules sitting on your skin and making them absolutely useless!Another great organic skin care product ingredient is Nanobelle CoenzymeQ10. CoenzymeQ10 (CoQ10) is a vitamin-like substance found in every cell of your body responsible for efficient energy production and protecting capacity, or antioxidant power. CoQ12 is actually used in many skin care products now, but very few of them contain a sufficient concentration of it in a form that can effectively penetrate the skin. Nanobelle CoenzymeQ10 though is a special ‘nano-emulsion’ form of CoQ10 that can penetrate deep down into your skin. And once again, the “effective” CoQ10 found in most skin care products sits on the surface of your skin, providing no benefit whatsoever. Nanobelle Coenzyme10 also has very powerful antioxidant properties and is proven to counteract free radical damage to your cells and even protect your skin against the sun’s harmful UV-A radiation.One more powerful organic skin care product ingredient I’ll share with you here is active manuka honey. Since ancient times, honey has be used for its wonderful healing properties on the skin. Active manuka honey, exclusively found in New Zealand, has significantly high levels of antioxidants that protect and stimulate your immune system. It can penetrate deep into your skin, nourishing and rejuvenating it, giving you younger and softer looking skin. It’ll even strengthen collagen and protect your body from free radicals. It also has amazing antibacterial properties, making it effective at healing blemishes, including acne and even eczema and psoriasis. Truly power stuff.Can you see the power that organic skin care products are bringing to the market? Can you think of any reason NOT to invest in organic skin products over regular products? Sure they are a little bit more expensive. But if you jump in the market now, and spread the word about organic products, then a higher demand will bring down the prices to a well-affordable level. It’s all economics. It all makes sense. Organic skin care is the future of effective skin care.

Advertising in the Age of Google Empire: Killing Off Big Media Dinosaurs for Your Profit

Here’s a bold claim. Whatever your business, whether it’s brand new or well established, whether you live in America, on the Continent, and almost everywhere on the globe, Google and Google AdWords affects you today and will, in all likelihood, affect you even more in the future.This is not an exaggeration, simply a statement of fact.Just two decades ago, only a few people on the globe had ever heard of the World Wide Web. Originally governmentally funded solely for things like noncommercial research and enhanced networking capabilities for universities and governmental agencies, including NASA, the National Science Foundation, the Department of Energy, and the military, the world of communications and information exploded almost instantaneously in 1992 when the United States Congress opened it to commercial activity.Most Americans’ first experience with the Web came about with the peculiar, but very useful, little communication tool called email and the development of online tools and the first search engines like AOL, Netscape, even Yahoo. But, in point of fact, for most folks it was merely a fun novelty until two bright Stanford students, one born in the U.S.A. and the other an immigrant from Russia, set the internet world on its head. The world knows their work as Google.Like an electronic tidal wave, it submerged its competitors. Seventy percent of all global searches are made on Google. Every continent, nation, and city on the planet in hundreds of languages, including Klingon for Star Trekkers.”All very interesting”, you might say, “but I thought this was supposed to be about how Google advertising affects me”. To which I say: “Two words: Google AdWords.”Here’s the real deal you need to know. Even if you aren’t advertising your business with AdWords, your competitors are, to your business disadvantage.Don’t take my word for it. Consider: “We’re not in the business of keeping the media business alive… we’re in the business of connecting with consumers.” Trevor Edwards, Corporate V.P., Nike, Inc.Maybe you ought to ask yourself whether continuing to spend thousands and thousands of dollars for so little return on your investment makes sense when there’s a better way of getting customers. Think about the antiquated marketing model, you know, the one we all grew up with: radio, television, signs and posters, newspapers and fliers, magazines, billboards, Yellow Pages, and more. So expensive, so inefficient spreading your advertising marketing message far and wide instead of targeted messages to your real audience. Such a waste of your valuable marketing budget.Thousands, tens of thousands, sometimes way more, of dollars given to Big Media, making it rich and you, well, not so much. Can you keep throwing your money down an advertising hole? That sucking sound you hear is your valuable dollars, pounds, euros, dinero in the black abyss of old-style advertising. Sure, Big Media was once the mightiest economic dinosaur of all but, like its ancient reptilian ancestors, it awaits its cruel fate.You may be concerned about the risks of making dramatic changes in your approach to marketing but it is better to concentrate instead on the risks inherent in failing to make the changes necessary to compete for the modern consumer.We all know that many otherwise-smart companies remain mired in prehistoric marketing methodologies. If you’re hesitant, think about the fate of the dinosaurs, your competitors, and Big Media. Dinosaurs from long ago, competitors of today, Big Media. Carnivores all.How can you possibly compete in the face of all that? Simple: level the advertising playing field with the revolutionary Google pay per click model, still in its infancy, but already so powerful that it already reaches 85% of the world’s markets. 85%! Hundreds of countries, every imaginable language, every imaginable market. All not only affordable (you pay only for clicks on your ads), but once you understand the techniques for writing AdWords ads, you can set your marketing campaigns around your budget, compete with the Big Boys of commerce on your terms, and dramatically increase your customers through targeted ads.There is no exaggeration here. Just a decade old, AdWords advertising is the marketing meteor that, having flamed to earth, is killing off the Big Media dinosaurs. It’s almost everywhere. You see it every time you, and hundreds of millions of others, search Google. It’s probably on your cell phone and certainly on your Gmail. It’s on every YouTube video, not to mention over a million (!) commercial websites. Imagine your AdWords ad in the New York Times, Fox.com, or Sportsillustrated.com! And, now on Google TV which some are predicting will be more than a hundred billion dollar market.Plain fact is that, whether you’re a professional like a doctor or lawyer, own a brick and mortar or virtual store, a contractor or plumber or other service provider, student, housewife or househusband who wants to work at home to make a bit more money, AdWords already affects you. If you’re not in the online marketing game, know this: your competitors are.Your choice is stark. Be in the business of keeping Big Media advertising on life support… at your expense… or get in the business of connecting with customers in today’s world.

Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.

1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general

2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing

3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company

Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!

A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!

When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.

How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.

Three basics always emerge when it comes to your search for the right business capital and financing.

1. The amount of financing you need

2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders

3. How the financing is structured to be manageable with your day to day operations

What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business

Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:

A/R Financing / Factoring / Confidential Receivable Finance

Inventory finance / floor planning / retail inventory

Working Capital term loans

Unsecured cash flow loans

Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.

Royalty finance

Asset based non bank business lines of credit

Tax credit financing (SR&ED bridge loans)

Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.

Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.

If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.

Stan has had a successful career with some of the world’s largest and most successful corporations.

His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.