Essential Gardening TipsGardening Tip #1: Build on a Good Foundation.First, you must check the nitrogen and carbon levels in your soil. You want to start with a good foundation to your spring gardening season, and these tips will help. If you have very bad soil, I highly advise that you start with a square foot garden. You can either build a wood box or buy plastic ones from gardeners, which is what I did. You can then add fresh top soil from the store and add mulched and composted leaves. This is the best way to start.Gardening Tip #2: Ensure Good Drainage.When you have the square foot garden set up, you must ensure that the drainage is good, otherwise your plants will not survive and your gardening career will be miserable. Be positive that you provide just as much water as the plant needs, and you will know this amount through your gardening experience.Gardening Tip #3: Provide Lots of Sunlight.All plant life is totally dependent on the sun. without enough sunlight, the garden will never be strong and probably never sprout. This is absolutely crucial. However, you must ensure that the plants that are in the sun are able to withstand it. All this information is on the back of every seed packet. The square foot garden location should be carefully located according to drainage and sunlight location.Gardening Tip #4: Make Variety.For a successful garden, add a lot of variety to your garden. This will help with pests and the soil quality. If you vary the different plants, the insects will tend to not come back due to the uninsurability of what will be in the garden. Also, it is generally known that all farmers rotate their crops for better soil. All gardeners should do just the same!Gardening Tip #5: Plant at the Proper Time.This may seem obvious, but it is critical. If you plant the plants too soon, they will be frozen by the frost of early spring and all the work will be for nothing. If too late, they will not be able to gather strength before the sun beats down on them and withers them, or a fall frost eliminates them. Always check the seed packets for this information.Gardening Tip #6: Jump Start Transplants.Make positively sure that you buy good and healthy transplants. It is much wiser to spend more money for quality plants that will return a hundredfold in produce to your work. Make sure as well to give the transplants a lot of water, or they will not survive to thrive. However, the growing season is not as long as many people may think, so you have to get the plants into the ground at the proper time, and they will hit the ground running!Gardening Tip #7: Resist Over-planting.As a beginning gardener, it is best to just start small. As you perfect all the methods of growing and harvesting different kinds of produce, you will then be able to plant more of what you like.Gardening Tip #8: Provide Plenty of Nutrients.After you have planted the seeds and they are thriving, you must make sure that you continue to provide them with nutrients. Depending on the plants you are cultivating, fish emulsion and blood meal are good things to add to the soil. Furthermore, all types of compost such as leaves, kitchen scraps, and other nitrogen rich composts will make your garden flourish. Of course, remember the rule of moderation.Gardening Tip #9: Detect Pests Early.As your plants are getting bigger and better, always check for the signs of pests on the plant. Are the leaves holed and chewed? Is the plant dying because of some disease? if so, as a good gardener, you must take the steps to defend your plants. If you are being attacked by deer and rodents, you can put a net or radio out near the garden to distract and scare the pests, and bloodmeal will deter the deer. As for all diseases, there are organic formulas at the store that can help with them.Gardening Tip #10: Stop Weeds Before They Start.This is imperative. It is critical when gardening the old fashioned way, because I did not take care of them and they took over the garden in no time. Just a little care every day, saves hours and days of hard and unnecessary labor. Also, some natural prevention of corn gluten meal and a natural herbicide of vinegar may really ease your task of clearing the weeds.I hope these gardening tips helped! I will be implementing them in my gardening as well. May these gardening tips ever be part of your gardening arsenal!
Selecting Plus Size Women’s Clothing Online
Given the number of plus size ladies that there are in the world it is remarkably difficult to find plus size women’s clothing. The world of fashion seems to think that everybody is built like a supermodel, despite the fact that this clearly isn’t the case. For the most part the only way to find plus size women’s clothes that look good has been to buy them online. There are lots of websites that sell clothes for the larger lady.The first thing that you are going to have to do when you set out to buy plus size ladies clothing online is to decide what you are looking for. After all you wouldn’t buy all of your clothes in the same store. You would choose the store that you are going to buy from based on what style of clothes you are looking for. The same is true when you buy plus size women’s clothing online. You will want to choose the websites that you are going to look at based on the style that you are looking for. Otherwise you could spend hours looking for clothes.One you have a good idea of what kind of plus size ladies clothing you are looking for you will want to decide where you want to buy them from. There are basically two options, you can buy from a large retail site or you can buy from a site that specializes in plus size women’s clothes. Some people feel more comfortable buying from the large retail sites that they are familiar with, trust is an important issue when you are buying online. On the other hand if you buy from the smaller specialty sites you will be able to find plus size women’s clothing that you wouldn’t be able to find anywhere else.The biggest issue that you are going to face buying plus size ladies clothing online is that you won’t be able to try the clothes on before you buy. That means that you are going to have to know your size. It is a good idea to make sure that you have accurate measurements before you start shopping. Clothes that don’t fit right will make you look bigger than you actually are, not something that you want. Any time that you buy plus size women’s clothes online you are going to want to check the return policy of the site that you are buying from.Since you can’t try on the clothes there is a chance that you will get something that doesn’t fit, you need to know that you can return the item if it doesn’t fit. Other than that the basic rules of safely buying online apply. You will want to make sure that the site that you are buying from has a secure checkout so that your credit card information is safe. Beyond that you should have no issues buying plus size ladies clothing online.
Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding
Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.
Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.
Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.
Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )
How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:
Debt / Loans
Asset Based Financing
Alternative Hybrid type solutions
Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas
If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).
Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.
The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.
Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.
We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.
Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.
If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.